Barbers
From $193 a year
Pick between two plans once you are in
Takes you to CoverSmart, where you choose the plan that fits your chair.
Indiana
Barber insurance for Indiana
Liability coverage aimed at licensed Indiana barbers who need proof of insurance for a shop, suite, or chair rental.
Start with your Indiana trade
Stylists and cosmetologists
From $193 a year
Pick between two plans once you are in
Takes you to CoverSmart, where you choose the plan that fits your chair.
Liability coverage for licensed Indiana barbers
Indiana barbers who need proof of insurance for a shop, suite, or chair rental can often start online with CoverSmart Option 1 through Stockton-Hill Insurance. The plan is built for licensed barbers with no employees who want liability in their own name and a certificate the shop owner will accept.
The Indiana Professional Licensing Agency does not generally require personal liability insurance to keep a barber license. Shop owners still ask for certificates, so the lease is usually what drives the purchase.
Comparing the two online plans
Option 1 is for solo barbers and starts from $193 a year. Additional insured status for the shop is available at no extra cost inside CoverSmart for qualifying purchases. Option 2 is for eligible barbers with up to three employees and includes business property. Live pricing shows in checkout.
License renewal timing
Indiana does not currently require continuing education hours for individual barber renewals, because the board's continuing education rule (820 IAC Article 6) has been repealed. Barber licenses renew every four years, and PLA lists the renewal fee at $40. Insurance usually renews every year, so the two dates rarely line up. Put both on one calendar.
Clipper, razor, and chemical work
Busy barbershops create predictable claim themes: a nick from a straight razor, a scalp reaction to a color or relaxer, or a client slipping near the station. A personal policy responds to covered allegations against you, subject to its terms. The shop's policy is written for the shop. Keep your license posted, your disinfection routine consistent, and your certificate current.
Adding staff
If you bring on a junior barber as an employee, review Option 2 that week rather than waiting for renewal. Booth renters who pay you rent are not employees for this purpose and should carry their own policies.
When to call instead
Prior claims, higher limits, or services outside barbering belong on the quote form. Amanda Hill, the licensed account manager, reviews those requests.
Licensing note
Indiana PLA oversees cosmetology and barber licensing. This site does not speak for the Board. Board site: Indiana Professional Licensing Agency (Cosmetology and Barber Board).
Backed by Stockton-Hill Insurance - Kingston, Ohio - parent of Indiana Barber & Beauty Insurance
