Stylists and cosmetologists
From $193 a year
Pick between two plans once you are in
Takes you to CoverSmart, where you choose the plan that fits your chair.
Indiana
Stylist insurance for Indiana
For Indiana cosmetologists and stylists who want CoverSmart liability without wading through a long agency process.
Start with your Indiana trade
Barbers
From $193 a year
Pick between two plans once you are in
Takes you to CoverSmart, where you choose the plan that fits your chair.
Liability coverage for Indiana cosmetologists
Indiana cosmetologists who want CoverSmart liability without a long agency intake can use the stylist link on this site. Option 1 fits solo stylists with no employees and starts from $193 a year. Option 2 fits eligible stylists with up to three employees, with business property included.
Color, cut, and chemical services create the claims salon owners worry about most: a scalp burn from lightener, an allergic reaction, or hair damage after a relaxer. A personal policy responds to covered allegations against you, subject to its terms. Do not assume the salon's policy covers you as a booth renter. It usually protects the salon and its employees.
Certificates for suburban suites
Suite leases in growing suburbs often paste in a national insurance exhibit. Read it. If it only asks for standard additional insured status, Option 1 may be enough when you qualify. If it demands forms CoverSmart does not offer, use the quote form instead of forcing an online purchase.
Shorter leases and university towns
Chairs near college campuses often run on shorter terms with a student-heavy client base. Owners still want full certificates. Buy a policy that can add the shop as additional insured, and keep the PDF handy for each new lease.
Indiana license basics
The Indiana Professional Licensing Agency renews individual cosmetology licenses every four years for a $40 fee and sends renewal notices about 90 days before expiration. Indiana does not currently require continuing education hours to renew. If a license lapses more than three years, PLA lists an $80 reinstatement fee plus any remediation the board requires.
Keep both tracks current
Your license and your insurance renew on different schedules. A current license does not create coverage, and a policy does not renew a license. Set reminders for both.
Where to go next
The Indiana booth renter guide covers lease questions in more depth, and the cost page explains what changes your price inside CoverSmart.
Licensing note
Indiana PLA oversees cosmetology and barber licensing. This site does not speak for the Board. Board site: Indiana Professional Licensing Agency (Cosmetology and Barber Board).
Backed by Stockton-Hill Insurance - Kingston, Ohio - parent of Indiana Barber & Beauty Insurance
